Your lifestyle partner
From basics and luxury, we've got you
Our BNPL financial cover provides the African salaried employee with the freedom to access a range of financial needs when they need them not limited by their ability to pay the full amount. We know it's hard living pay check to check and out free-sponsibility features ensure you get what you need and pay it later, without falling into crippling debt.
How it works
We'll cover your needs from basics and luxury
Employer onboarded
We partner with your employer as that allows us faster onboarding, faster KYC, faster approvals and faster repayments
Find what you need
Select items from a range of partner merchants or from new ones. Log into the app and submit your financing application
Financing
Applications are approved by both Jali and the employer to promote free-sponsibility. Finances are disbursed to the merchants in minutes.
Pay back overtime
Payback in 1 to 6 months. You can pack back early to waive any cumulative interest.
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Features
What you get
Explore our convenient shopping options, offering a wide range of products to elevate your lifestyle and meet your everyday needs, all with the flexibility of Buy Now Pay Later. Shop for the latest trends in fashion, electronics, home essentials, and more.
Flexible Payment Plans
Get what you want now and pay for it later for up to 6 months with the option of increasing this
100% of your net pay
We'll extend up-to 130% of your net pay as a financial cover for your purchases
No Hidden Fees
Transparent pricing with no hidden fees or surprises.
As low as 0% interest
Lowest interest rates on the market going as low as 0% and capped at 8% of total cover value!
Our use cases
download the app
Access Jali anywhere anytime
